...No. 1 financial-appeal mistake: Not asking for a review in the first place...

...Despite the ongoing shift to an increasingly digital world of automatic electronic verification of everything from transactions to identity, the reality is that today, there are still a number of documents that individuals must be able to provide to various companies, regulators, or government agencies...

...these mini breaks might be a good way to see how your spending habits might change...

...The takeaway is that even people who expect to rely on government resources if they develop a long-term-care need should think through the financial and other implications of long-term care for their retirement plans. And people who expect to rely on their own resources or purchase some type of insurance to cover long-term-care expenses should be methodical about it, thinking through their prospective coverage needs and weighing their options...

...For Smaller Givers: Take Advantage of the Deduction Available for Nonitemizers...For Midsize Givers: Use Qualified Charitable Distributions...For Larger Givers: Donate Highly Appreciated Assets From Taxable Accounts...

...The mandatory withdrawals that must commence from tax-deferred accounts at age 72 are called required minimum distributions, not required minimum spending...

...On the other hand, employer stock can introduce risk and complexity into an individual's financial plan. After all, employees have a lot riding on their companies' wherewithal even before employer stock enters the picture, because that's where they earn their paychecks. By owning company stock, employees effectively double down on their bet on the financial health of their firms. Moreover, company stock can introduce tax headaches, especially for people who aren't well versed in the tax treatment of these assets...

...One way to mitigate the risk of exercising options at precisely the wrong time is to exercise a portion of a grant at a time...

...Where does your responsibility as a parent to your kids begin and end...

...When we asked participants about the ease associated with using their top rule, we found negative correlations between how difficult they perceived practicing the rule to be and their financial well-being. In other words, the easier it was for a person to make these decisions, the more financially well-off they were...

...These seven strategies will help keep you on the ball for this tax season and in preparing for the future... (Ed. note - speak to us if any/all apply to you as these recommendations are general, not specific to you)

...“There’s a big difference between probability and outcome. Probable things fail to happen—and improbable things happen—all the time.” That’s one of the most important things you can know about investment risk...

...The beginning of a new year is a great time to reflect on past achievements and set new aspirations. It’s also an opportunity to determine whether you’re on track with your financial goals and revise them as needed...

...6 Secrets to Make You a Smarter Investor...

...Even if you used non-HSA assets to cover your healthcare expenses and leave your HSA money undisturbed until age 65, you could pull the money out tax-free for any reason, provided you've saved your receipts for the healthcare expenses you covered out of pocket in the years before that...