...focusing on spending rates at least puts the focus back on what households can control – what they spend, and what they earn – rather than focusing on or criticizing a savings rate that ultimately is more a result of other decisions than a decision unto itself...
...Three steps...Yum...
...the rise of the digital world has created a new wrinkle for estate planning: how to transition “digital” assets...
...The ultimate story of greed and glory, Barbarians at the Gate is the gripping account of these two frenzied months, of deal makers and publicity flaks, of an old-line industrial powerhouse that became the victim of the ruthless and rapacious style of finance in the 1980s...
...Here are 5 steps that can help when you manage a financial shock...
...If you're among the people who are still on the fence about what to do, the best way to make smart decisions is to go into the process armed with the facts...
...Schopenhauer said that sleep is the interest we pay on the loan of life...
...Sorting something that you will never search is a complete waste; searching something you never sorted is merely inefficient...
...Notably, many of the tax preferences do come with trade-offs (such as penalties for early distribution, and rules about how the funds can be spent), but for high-income earners, those limitations simply mean it will be necessary to coordinate amongst the various tax-preferenced savings accounts at the time of liquidation...
...If you love caramel turtle ice cream or cookies, this tart is for you...
...What’s your favorite family tradition?...
...Essentialism is not about how to get more things done; it’s about how to get the right things done...
...Never touch paper twice...
1. Get Certified 2. Be Remarkable 3. Find the Variance 4. Get to a City 5. Boring is Sexy 6. Be willing to delay gratification 7. Demonstrate strength & grit 8. Don’t follow your passion 9. Ignore the myth of balance 10. Fight unfair
...The institute’s Financial Literacy Commission put together a list of financial conversations people should have with their partner before they tie the knot. Following are the institute’s suggestions and an explanation by AICPA of why each is important...
...To learn hard things quickly, you must focus intensely without distraction...
...But there are some small things you can do to make your emails more likely to get a response...
...Use oatmeal chocolate chip cookie mix instead of the oatmeal cookie mix if you’d prefer not to have the cinnamon flavor...
...The main takeaway is that you want your hand gestures to match what you’re saying. Don’t gesture just to add movement to your speech, but consider them when you’re practicing your talk as a way to keep your audience engaged with what you’re saying...
...Life shrinks or expands in proportion to one’s courage...
