Some questions have an easy answer and a hard answer. “How much should I contribute to my 401(k)?” is one of them.

Maximizing your Social Security benefits isn't easy, especially since there are hundreds of rules governing payments alone. But since most retired Americans depend primarily on Social Security, it's important to get everything you're entitled to.

Retiring separately doesn’t mean giving up the dream of a happy forever after with each other. It may actually allow couples to ease into a new lifestyle a little more slowly, which can make the adjustment simpler, personally and financially.

...It doesn’t matter how much you plan, you’ll still get some stuff wrong anyway. Don’t make things worse by overanalyzing and delaying before you even get going. Long projects zap morale. The longer it takes to develop, the less likely it is to launch. Make the call, make progress, and get something out now – while you’ve got the motivation and momentum to do so...

Why is it that some people seem to be hugely successful and do so much, while the vast majority of us struggle to tread water? The answer is complicated and likely multifaceted. One aspect is mindset—specifically, the difference between amateurs and professionals. Most of us are just amateurs. What’s the difference?