...We tend to believe that chance has a way of evening things out. If a coin has landed on tails eight times, the next one must be heads. It's hard for us to wrap our heads around the fact that probability doesn't care about timing; doesn't care about what we think, and doesn't care about what came before. Each event is entirely independent of the one before, and will in no way affect the one after. Still, the gambler insists that the next one will be the lucky winner...

...You don't need to do all of them, but focus on a few...

...Who is on a team matters less than how the team members interact, structure their work, and view their contributions...

Everybody would love to have an amazing relationship. But most of the advice you get isn’t from real experts. Whaddya say we just go ahead and fix that?

...Awareness. Acceptance. Letting go of comparisons. Compassion. Appreciation. Loving yourself, and everything else too...

...Just because you can do something, doesn't mean you should...

...Pure sugar syrup heated to the hard-crack stage becomes a hard, translucent candy. In this recipe, the addition of butter produces an opaque candy with a silkier but still crunchy texture...

...Art projects are an easy way to bond with your kid and give them a chance to show their creative side. Even cooler are art projects your kid can do that harness the power of the sun...

...The Need to be Selective – For this reason, and perhaps more than ever before, your ability to select your most important task at each moment, and then to get started on that task and to get it done both quickly and well, will probably have more of an impact on your success than any other quality of skill you can develop...

...Strategies that manage AGI become very appealing for those nearing the IRMAA thresholds, especially if income can be manipulated to come in just below one of the tiers...

Quartz compiled a slew of free reading resources are available if you’re looking to stock up on great literature, and you can read it basically anywhere, even if you can’t walk into a library.

The end result is that while borrowing from a 401(k) plan may be an appealing option for those who need to borrow – where the effective borrowing cost is not the 401(k) loan interest rate but the “opportunity cost” or growth rate of the money inside the account – it’s still not an effective means to actually increase your returns, even if the 401(k) loan interest rate is higher than the returns of the investment account. Instead, for those who have “loan interest” to pay to themselves, the best strategy is simply to contribute the extra money to the 401(k) plan directly, where it can both be invested, and receive the 401(k) tax deduction (and potential employer matching!) on the contribution itself!

...'The stockbroker services his clients in the same way that Bonnie and Clyde serviced banks.' - William Bernstein...

...No surprise health and finance topics listed near the top...

...Sticky caramel and dark chocolate are a natural pair. We found using that darker, Dutch-process cocoa powder in this recipe makes for a more flavorful, cookie-like crust...

If you've read anything about hiring best practices, you've probably read about hiring for culture fit. This isn't an article about convincing you to hire on the basis of culture fit. This is an article on how to actually do that.

...As Dwight D. Eisenhower put it, 'In preparing for battle, I have always found that plans are useless, but planning is indispensable.'...

Some questions have an easy answer and a hard answer. “How much should I contribute to my 401(k)?” is one of them.

Maximizing your Social Security benefits isn't easy, especially since there are hundreds of rules governing payments alone. But since most retired Americans depend primarily on Social Security, it's important to get everything you're entitled to.

Retiring separately doesn’t mean giving up the dream of a happy forever after with each other. It may actually allow couples to ease into a new lifestyle a little more slowly, which can make the adjustment simpler, personally and financially.